The right mortgage could save you thousands.
Get the right mortgage.
Interest rates are historically low. However, interest rates aren't the only thing to consider when getting a mortgage.
It's important to look at the TOTAL cost of your mortgage. Additionally, it's important to get a mortgage that best fits your financial situation. This can save you thousands.
If you use our preferred Lender, their team will guide you through the entire mortgage process and help you get the right mortgage.
Common Mortgage Loan Questions
Am I ready to buy a house?
If you have a 3-6 month emergency fund AND money saved for your down payment and closing costs, then you're ready to buy a house!
How much house can I afford?
We recommend getting a mortgage, where the monthly payment is no more than 30% of your income. This will ensure your home does not become a financial burden for you and your family. If you need help calculating, use our mortgage calculator.
What type of loan should I get?
There are many different types of mortgage loans and there are many factors to consider. There is not a one-size-fits-all. One mortgage type may be better for you depending on your personal and financial situation. It's best to have an expert help you through the process to determine which is best.
Should I refinance my home?
Refinancing is where a lender will pay off your current loan and give you a new one. Refinancing your home can be a great way to save money in interest by getting a lower monthly payment. However, there are some fees that come with refinancing. The savings you get from the new loan need to outweigh the fees of getting the new loan for refinancing to make sense. If you need help estimating how much you can save, use our refinance calculator or get help from our preferred lender.
